This paper aims to develop a conceptual framework within which “housing and basic infrastructure services for all” can be delivered in urban India. Despite high and sustained GDP growth rates over the past two decades, the vast majority of Indians continue to live in substandard housing with few basic amenities or pay disproportionately high portions of their income for formal housing and services like water.
The framework developed here stresses integration – an alignment of the economic, legal, planning, financial systems and a clear mapping of requirements – tenure mix, associated infrastructure in order to ensure targeted and productive investment. Above all it highlights that housing cannot be thought of in isolation but must be provided along with infrastructure – physical and social.
Against the elements highlighted in the framework, the paper evaluates current issues and challenges in the Indian urban housing market and makes recommendations for tools and approaches that can guide movement towards a more holistic approach.